Trade Management Strategy & Portfolio

 
 

A look at your Financial Future expectancy

 

Trade-Line Strategies

Managing Your consumer report

As your Administrative Management Team, we will Educate you on every step of the process for preparation in multiple sources of diverse Investments, Trade and Business and different sources of income along with new digital world currency. We get to the foundation of trade and finance and build for the best and most optimal advantages in the financial field. Preparation for new financial field from simply connecting to the internet. Affiliate Marketing, passive income, stocks, to Business investment and Real Estate. We guide you through each step of the financial path you need to significantly add value and money into your bank account.

Portfolio & Trade Equity /Debt reduction and Financial Management

By creating your portfolio you are designing your financial future. Always focusing on your personal business, reducing debt and managing lines of credit. This is your true business managing your debt and assets. This is an everyday process which is just a look at your consumer reports and managing lines that you utilize either for simple everyday usage or utilization for business transactions.

Removing Derogatory trade-lines

The only articles that should be posting on your report are credit lines that you have contractually agreed to. Bills in general are not credit lines, it is unlawful for any company to report bills to your credit report. None of the latter listed should be reporting on your credit profile; hospital bills, utility bills, cable bills, phone bills. There are no loan applications for conventional bills, and they are not recognized as credit lines, so they have no authority on your credit report.

We remove all derogatory marks from all three major credit bureaus: Equifax, Experian, TransUnion. It is your unawareness of the law why these are reported onto your credit profile. We send letters to reporting associations that stress the facts of credit reporting companies obligation to follow the law when reporting significant trade-lines. These letters will effect your credit report within 15 to 30 days after certified mailing.

MINIMUM TRADE-LINES AND VITAL UTILIZATION

You want to have and it is recommended that you should have at minimum 22 to 24 Trade-Lines. Utilization of your portfolio’s trade-lines is the other part to having a favorable profile. If those credit lines are not utilized they will be closed. You should have at least 40% of your essential utility bills represented through you personal credit report. Your portfolio is for you to manage, we highlight and pinpoint strategies that document your ability to pay your utility bills each month. We find ways to report things you would have naturally bought or occur through the month. If you plan on spending over $250.00 it should report that you manage your personal business very well.

Business and Consumer Trade-Lines

Scheduled Trade Lines Aquisitions

Utility lines, Personal Lines, Credit Card, HELOC, etc.. Adding these line in accordance with your inquiries builds a well managed profile. After we recognize the type of trade-lines needed to demonstrate a proficient profile we begin adding them to your report. We strategically utilize each new trade-line to show growth in availability through the management of multiple accounts.

Secured Credit Line: A credit card or credit line that requires a refundable security deposit, which acts as collateral for the credit line.

Authorized User: Is someone added to a credit account by the Primary User allowing them to use the account to make purchases. The primary card holder is responsible for all charges.

Revolving Credit Lines: These are pre-approved credit Lines that allow you to borrow money to a certain limit or preset amount, repay it, then borrow again.

Credit Cards: A payment card issued by a bank or financial institution that allows cardholders to borrow money, up to a certain limit, to make purchases and pay them back later.

Credit Unions: A credit union is a member-owned, not-for-profit financial cooperative that provides financial services to its members, often offering competitive rates and lower fees than traditional banks.

Personal Loan: A personal loan is a sum of money borrowed from a lender that you repay in fixed monthly installments, often used for various personal expense or debt consolidation.

Utility Loan: A utility loan often refers to a low or zero interest, designed to help customers finance energy efficiency improvements or projects that generate energy savings

HELOC: A HELOC or a Home Equity Line of Credit is revolving line of credit secured by home’s equity, allowing you to borrow and repay funds as needed.

Business Lines of Credit: A flexible revolving credit option that allows businesses to borrow up to a pre-determined limit, repay and draw again.

Hard Money Lender: A private investor or company that provides short term, asset-backed loans, primarily for real estate transactions focusing on the value of the property used as collateral rather than the borrower’s creditworthiness.